If you’re a first-time buyer, chances are you’re bamboozled by the jargon involved in mortgages and home- buying. There are several initiatives around to give people a leg-up on the housing ladder,
Here are some common real estate terms to know when getting ready to buy a home.For a more lighthearted look at real estate ad language, see What "As Is" and Other real estate marketing Terms Really Mean.And for more obscure terminology, try searching Nolo’s Legal Dictionary.
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It is first-time buyers who are the most likely to be left baffled due to their lack of knowledge, but home buyer more generally were also left confused by many of the terms.
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Help to Buy is a government scheme first announced in the march 2013 budget. It is designed to help anyone struggling to save a deposit for their first home or move up the property ladder as they have limited equity. There are two main elements of the Help to Buy scheme, which we explain below:
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To make the comparison simple, let’s say you bought a $240,000 home. $3,754 in the hole by buying. "Never fear," you say. "I’ll get that back by building principal as I pay off my loan!" Reality.
Someone who is buying their first home may be inexperienced and even a little frightened when it comes to the bidding process, but Ryan Coyle from MyHome.ie gives us some handy tips to take with you.