What is Postal Banking? Allowing post office banking services could benefit low income areas, communities of color

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The United States Postal Service (USPS; also known as the Post Office, U.S. Mail, or Postal Service) is an independent agency of the executive branch of the United States federal government responsible for providing postal service in the United States, including its insular areas and associated states.

Postal Bank Idea Resurfaces, Would Be A Gut Punch To Payday Lenders. A modern version of a post office bank "could benefit the 68 million underserved Americans who either do not have a bank account or rely on expensive services like payday lending and check cashing," said a post office inspector general report issued in May 2015.

Congress Is Sabotaging Your Post Office . The Postal Service was once one of the world’s most impressive institutions.. $9 billion into the post’s coffers. Postal banking could even unite.

Video: How postal banking could level the financial playing field for low income americans september 4, 2015 postal The United States has two separate banking systems todayone serving the well-to-do and another exploiting everyone else.

The USPS should help extend credit to the unbanked population. The postal system, in contrast, is well positioned to overcome most of the hurdles to banking the poor due to its ability to take advantage of economies of scale, its presence in poorer neighborhoods, and its long-standing relationship of trust with all of America’s communities.

Kirsten Gillibrand Has an Ambitious Plan to Take on Payday Lenders: The Post Office The New York Democrat wants to let USPS act as your bank.

"An important voice.[Baradaran’s] excellent new book, How the Other Half Banks: Exclusion, Exploitation and the Threat to Democracy describes how, for decades, big banks have shed their social contract with the American public and transformed themselves into modern monstrosities which serve corporations and the wealthy and exploit or avoid the less affluent members of our society.

The cash-strapped U.S. Postal Service delivered more bad news Friday. Potter in March proposed a series of reforms that would allow USPS leadership to set delivery schedules and routes and close.

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The widening gap can be attributed in part to the foreclosure crisis, which had a devastating effect on communities of color. Bank of San Francisco reports suggest that the unobserved or.

It gets complicated-but, to give one example that might illustrate the complexities: if government pays for insurance that individuals use to purchase services. allowing the trust to offer housing.

Title-Insurance Company Exposes 885 Million Records Online First American did not answer questions from WIRED about how long the records were exposed online. The company says it has hired a forensic firm to assess whether customer data was ever stolen.